Hello,
I’m a woman in my 50s, currently unemployed, and sharing my journey as a beginner investor 😉
Until recently, I had about ₩8 million in spare cash parked in a free-type RP (Repurchase Agreement) account.
RP is a safe investment—slightly better than bank interest—and gave me peace of mind.
But deep down, I kept thinking:
“I wish my money could grow a little faster…”
So I searched, studied, and finally found a strategy that could accelerate growth.
💸 October 21: RP Sold!
₩5 Million Cashed Out (Profit: ₩5,448)
On October 21, I sold ₩5 million worth of RP.
After taxes, I received ₩5,005,448, earning a modest profit of ₩5,448.
But I decided to let go of this stable asset in pursuit of a bigger goal 😥
Quick lesson:
I previously tried a ₩3 million RP contract (19-day term at 2.4%).
It didn’t auto-sell at maturity—I had to manually sell it.
For beginners, even small hiccups like this are valuable lessons 🤣
⚡ Why Choose a “Leverage ETF”?
Many people warned me:
“Leverage ETFs are risky!”
But my decision was based on numbers, not emotions.
It all came down to goal efficiency.
📊 Comparing Profit Targets: ₩3M vs ₩5M
| Starting Capital | Target Profit | Goal Amount | Required Return |
|---|---|---|---|
| ₩3 million | ₩1 million | ₩4 million | 33.3% |
| ₩5 million | ₩1 million | ₩6 million | 20.0% |
Even though the profit goal is the same,
starting with ₩5 million requires a much lower return.
→ 20% is far more realistic than 33.3%!
🧠 My Strategy: KODEX KOSDAQ150 Leverage ETF
To aim for that 20% return, I chose
KODEX KOSDAQ150 Leverage ETF.
- If the KOSDAQ index rises, this ETF delivers 2x the gain
- Just a 10% market rise could turn ₩5 million into ₩6 million!
🛒 October 22: Placed Order for 465 Shares
Without hesitation, I took the ₩5 million from RP
and placed a buy order for 465 shares of the KOSDAQ Leverage ETF.
🎯 A Nervous Yet Exciting Challenge
Now, my ₩5 million is on a fast—and risky—path toward ₩6 million.
It feels like heading into battle:
my heart races with both fear and anticipation.
Yes, I could lose and end up with ₩4 million…
But the hope of success is stronger 🙏
⏳ Final Verdict by November 30!
This bold decision will be tested by
November 30, 2025.
Please cheer me on in this exciting journey—
from a 50-something unemployed woman
trying to grow her money and learn through real investing 😊
